Pension Credit explained – Rest Less

You can make a Pension Credit claim by phone using the Pension Credit claim line on 0800 99 1234. If you’d rather make a paper application, you can request one on the above number, , or you can download and print a Pension Claim form here.

When you apply for Pension Credit, you’ll be asked about your income. This includes any money you get from the State or other pensions, most social security benefits such as Carer’s Allowance, and any earnings. You’ll also be asked if you have any savings or investments over £10,000. You can have up to this amount without it having any impact on your Pension Credit. If you have more than £10,000 in savings and investments, it’ll be assumed you earn £1 of income a week for every £500 or part £500 above the £10,000 threshold. For example, if you have £11.300 in savings and investments, £3 will be added to your weekly income.

Benefits such as Attendance Allowance, Housing Benefit, Disability Allowance or any Council Tax reduction won’t be factored into calculations when determining whether you’re eligible for Pension Credit.

You’ll also be asked for details of your housing costs along with your bank account details and your National Insurance number, so it’s a good idea to have these to hand before you call.

Author: wpadmin

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