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7 common types of care explained

Dementia is a progressive disease caused by a decline in brain function that affects a person’s memory and reasoning. The…

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Workplace pensions explained – Rest Less

The government’s auto-enrolment rules apply to this type of pension. These mean that if you’re an employee aged 22 or…

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2022/23 tax year: New tax rates and allowances explained

Your personal tax allowance is the amount of money you can earn, or income you can receive, without paying tax….

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The Household Support Fund explained

Chancellor Rishi Sunak, announced that the Household Support fund will be doubled for the most vulnerable households in his Spring…

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Different types of mortgages explained

This new type of mortgage was launched in March 2018, designed to help people get loans in later life. Retirement…

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Serious debt: Your options explained

A debt relief order (DRO) is a formal insolvency procedure aimed at people who cannot pay their debts. They were…

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Income protection explained – Rest Less

Many people decide not to take out income protection insurance because they think it’s going to be too expensive, or…

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State Second Pension and SERPS explained

If we now take the same example (Emma, who has worked throughout her life, earning average earnings and reaching State…

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Pension Credit explained – Rest Less

You can make a Pension Credit claim by phone using the Pension Credit claim line on 0800 99 1234. If…

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Mortgage fees and costs explained

Typical cost If applicable, this is usually 1.5% of the mortgage. What is a higher lending charge? If you have…