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Should I transfer my final salary pension?

When you transfer out of a final salary pension, you are effectively swapping your guaranteed retirement income for a cash…

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Rising State Pension age sees thousands pushed into poverty

The rise in State Pension age has affected approximately 700,000 65-year-olds, and while some people have been able to continue…

Is it worth paying to top up your State Pension
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Is it worth paying to top up your State Pension?

The closer you are to retirement, the easier it will probably be to decide whether it’s worth topping up your…

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Pension Credit: are you missing out on more than £3,300 a year?

Lots of people assume that they aren’t eligible for Pension Credit, perhaps because they own a property or have a…

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Women need to work an extra 18 years to match men’s pension savings

A number of charities and organisations are petitioning the government to introduce greater protections for women in recognition of the…

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Claiming your state pension on your ex-partner’s National Insurance

You can’t claim a State Pension based on your former spouse or civil partner’s National Insurance contributions if you remarried…

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How do I reclaim higher rate pension tax relief?

You usually pay tax through PAYE if you’re an employee, or directly to HMRC after completing a self-assessment tax return…

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Thousands could face pension poverty as divorce figures rise

Long-awaited ‘no fault’ divorce rules came into force in April, making it easier for couples to split amicably, but experts…

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What is a defined contribution pension?

Anyone who earns more than £10,000 a year will be automatically enrolled into their company’s workplace pension, and between their…

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Do I still need life insurance if I have a pension?

If you have a defined contribution pension, either a workplace pension or a private pension, and you die before you…